KJM Foundation
CIN: U85500BR2026NPL086117 · PAN: AANCK0078N · TAN: PTNK06035B
हर गांव तक, हर परिवार तक — भरोसे के साथ।
KJM Foundation helps farmers, shopkeepers, and families in rural Bihar. Simple money help, close to home — in Darbhanga, Benipatti, and Patna.
Farmers. Shopkeepers. Families. If this sounds like you, you are exactly who we are here for.
Money for seeds, fertiliser, and tools — paid back after harvest.
Money for your shop, cart, or small business — simple and quick.
Support for self-help groups and family savings, together.
Money for farming. Money for your shop. Help when you need it most. Our loan services are available now — here is what we offer.
For seeds, fertiliser, and tools. Pay back after harvest.
For your shop, cart, or small business. Simple and quick.
For roof repair, water, and small home improvements.
Money lessons and group support for families in our village.
Exact loan size, interest rate, and processing fee depend on the loan type and your circumstances. Contact us or speak with your local field officer for current terms.
A KJM team member visits your village on a fixed weekly day — no travel, no queues.
Aadhaar, a photo, and a short conversation about your income — kept quick and straightforward.
We respond within a few working days of your application.
Funds sent directly to your bank or handed over by your officer, with repayment on your terms.
We didn't want to build another bank. We wanted to build the trust a passbook used to carry. — Chandan Prasad Gupta, Director, KJM Foundation
KJM Foundation is a registered company. Our office is in Keoti Ranwe, Darbhanga, Bihar. We are here to help rural families with money — in Darbhanga, Benipatti, and Patna.
We are focused on doing things right: honest terms, real people you can meet, and full legal approval to lend.
No long queues at a branch, once we are live.
Every rupee explained, in plain language.
Darbhanga, Benipatti, and Patna.
Proper approvals first, before any loans.
To bring simple, honest money help to farmers, shopkeepers, and families in rural Bihar — in Darbhanga, Benipatti, and Patna.
A Bihar where every family can get honest money help — where shops and farms can grow, and trust is built face to face, village by village.
These images illustrate the programmes we run across our communities.
Skills training such as tailoring, aimed at helping women in our communities build a steady income.
Working alongside farming families on the ground, in the villages we serve.
Simple, in-person support for loan approvals and paperwork, right at your doorstep.
Village-level shops and micro-businesses like this are exactly who KJM Foundation's planned micro-enterprise support is designed to reach.
All three photos above are real shops you've shared with us. Send more and we'll keep adding them here.
Leads the Foundation's governance and long-term direction, anchoring KJM's work in Darbhanga and the wider Bihar region.
Oversees day-to-day operations and programme rollout, building the systems that will bring KJM's services to rural households.
Leads community outreach and awareness, connecting villages across the region with KJM's mission as programmes come online.
Drives KJM's marketing and outreach strategy, building awareness of the Foundation's services across Darbhanga, Benipatti, and Patna.
Share your details and our team will reach out to guide you through the process.
KJM Foundation is a registered company under the Companies Act, 2013. Our Certificate of Incorporation and registration details are shown below for transparency.
Certificate of Incorporation — Ministry of Corporate Affairs, Govt. of India
e-PAN Card — Income Tax Department, Govt. of India
